Business/Investment Professional

Jed McCaleb Investing In Technology to Make the World a Better Place

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Jed McCaleb, Co-Founder of states “It doesn’t matter how “productive” you are if you are building toward the wrong goal. Differences in direction that result from planning absolutely swamp any kind of productivity gains.” Quoting that statement from Jed McCaleb, Jed spoke at an interview stating that he believes in consciously using technology to limit not being able to achieve the ultimate productivity and improving the human characteristics. As years past after Jed founded in Ripple in 2011, he realized that the foundation of the world’s financial system is weak. That is where came to play when he co-founded in it. He realized that many people were without proper resources. Stellar is an open-sourced platform for building financial products that connect people anywhere around the globe. It is basically a worldwide wealth exchange network system where anyone can move currency reliably and quickly at little to no cost.

Jed has always been an entrepreneur and leader where he plays vital roles within the business industry. He spends tons of time strategizing and overall planning as he spends his time wisely on what he feels is necessary to focus on in order to get things accomplished. As an successful entrepreneur that Jed is, he recommends not focusing on niche things and to focus primarily on the big ideas because the reward is much greater than the niche type products. They key is to make a product that actually fits its needs in peoples lives.

In addition to his successful investment in Stellar, Jed McCaleb founded edonkey 2000 where users can peer to peer file share online. EDonkey is one of the largest file-sharing network suited for users to share large file sizes as they are able to log into the network and still have long term file availability. It is more so a decentralized network as to there not being a central hub and files are not stored on a central server, but rather than files are exchanged directly from user to user. Jed has also made a great donation to Machine Intelligence Research Institute, which is a non-profit organization to help make lives easier for everyone as AI will be able to solve multitudes of problems.

Investment Banking/Financial Advice

Fortress Investment Group, Financial Hope

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Fortress Investment Group is an organization who completely helps and organizes the financial statements of others while managing their assets to their ultimate goals in the companies or individuals lifespan. This company has recently been bought out by a business system known as Soft Bank for a total investment of three point three billion dollars in cash. The owner of Soft Bank seeks to become the largest money manager on planet earth, and therefore buying the 3.3 billion firm would be a huge step in the right direction for Soft Bank. Fortress Investment Group has also attempted to participate in the winter Olympic games by being a cash machine to the events actualization. They have planned to loan public records to the happening in support of their athletic activities. Unfortunately, none of this occurred as the return on investment would not be compatible with the opportunity presented before them. The interest rates would leave the Olympians of Vancouver in a famine and the opportunity simply took a reversal.

Fortress Investment Group is comprehensive in grasping a deep understanding of which investments to purchase because they are elaborately asset based. They go deep into the fundamentals of each asset they acquire and they always know what and how to read the financial statements of surrounding investments of the almighty dollar. It is basically the study which produces the technical analysis of an asset that Fortress Investment Group are after. In each situation and direction the investment goes in, they possess the utilities required to deal with the obstacles effectively, making them trump in efficiency and accuracy. As assets are collected, Fortress Investment Group even communicates with the people affiliated with their investment on an in-depth basis to ensure the execution of the investment is on a solid foundation of due diligence.

They also have extensive knowledge of getting in on investments at lowest capital possible, which means money can be built and compounded with low entry fees to start off with. The employees there are for the most part optimistic about the quick moving environments with a lot of interesting events taking place at the workplace. An overall positive experience with excellent benefits is the majority of the descriptions placed in by employees who work or have worked there at Fortress Investment Group. They are not active on social media but are presented through search engines such as Google, Yahoo, and other kindred search programs offered by the internet. Thus concludes an overall premise of this wonderful industry that is the Fortress Investment Group.

Financial Advice/Investment

HCR Wealth Advisors Discusses the “Sandwich Generation” and Dealing with Additional Financial Pressures

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As more people are living longer, many adults in their 30s to 50s are forced to take care of their parents financially. Known as the “sandwich generation” these adults are dealing with family-related financial pressures and are neglecting their own retirement accounts. Many in this generation are supporting both their aging parents and their own kids at the same time. If you find yourself in this generation and are feeling a financial pinch, here are some tips to help you relieve some of your retirement stress.

Since you yourself have the potential to live much longer than you think, you should consider putting your retirement at the top of the priority list. Although it may seem impossible to save more money with the already existing financial pressures, you need to try and contribute some of your income towards your retirement. If you have very little to spare, at least match what your employer matches in your retirement account.

On the flip side of this coin, try to avoid drawing money from your retirement account until it is time to actually retire. Stay away from taking out loans against your 401(k) or any other type of withdrawal that incurs financial penalties. If you do take money out of your retirement account, you jeopardize your own financial future and may one day find yourself having to be supported by your own children.

If you are helping your elderly parents financially, educate yourself on their current financial situation. Determine how much of your parent’s income is spent on discretionary expenses vs. living expenses. Make it a point to learn as much as you can about your parent’s health care costs. Find out if your parents have any type of long-term insurance for elderly care. This could help alleviate some of your financial burdens.

HCR Wealth Advisors is a registered investment advisory firm that helps its clients reach their financial goals through financial planning and education. HCR Wealth educates its clients on investment strategies and helps them create personalized financial portfolios. Follow @HCRwealth on Facebook for more financial tips.

HCR Wealth Advisors is not affiliated with this website.

Law/Lawyers New York

The Outstanding Benefits of Knockout Options by Jeremy Goldstein

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In the bid to save some money, various corporations and organizations have decided not to provide their employees with stock avenues. According to Jeremy Goldstein, many companies have their own reasons of halting this process majorly because of the fear that the value of their stock may drop, employees being not comfortable with the compensation methods and also companies don’t want to have accounting burdens which may increase the costs hence overriding the profits realized.

Jeremy has been noted that most employees don’t consider stock options as a great way of compensation and hence they prefer receiving salaries than stock out benefits. However, if the company understands the underlying advantages stock options, then it would advocate for them even more. Some of the benefits that may arise following that the stock options can boost the earnings of an employee if their employer organization or company realizes higher incomes include:

Since the employee wants higher income, they will be more committed to the duties of the company to see to it that the company has a higher share value.

It enables employees to come up with innovations, and always prioritize the vision and the success of the company. Learn more:

The company may be relieved of the tax burden as a result of providing equities to their employees if they give their employees stock options.

According to Jeremy Goldstein, any company that offers their employees with stock options can eliminate excessive costs and still gain the outlined benefits. This is actualized through employing a strategy that reduces overhang and expenses as a whole. The strategy to deploy is called knockout stock options which an employee loses if the share value of the company reduces a certain amount for over 1 week.

Some of the benefits of knockout option include reduction of initial accounting costs, reduction in executive payoffs and it also gives a strong incentive of safeguarding the stock value of the company by the employees. As a business lawyer, various companies have turned to Jeremy Goldstein because of his vast experience of over 15 years especially when they require legal advice on their employees’ benefits.

Jeremy has been at the center of crucial transactions of top companies like AT&T, Verizon, Bank One, and Chevron etc. He is a partner and Founder of Jeremy L. Goldstein & Associates LLC, and a Board of Directors member at Fountain House. He studied at New York University School of Law.

Business Advice/Financial

The Oxford Club Members Have Access to Pillar One Advisors

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The Oxford Club a global membership organization comprised of some of the most wealthy and savvy investors in the world has access to world-renowned financial advisors with their Pillar One Advisors Program. The Pillar One Advisor Program is an exclusive opportunity for investors to capitalize on the expertise and guidance provided by this third party financial advisory firm. The Oxford Club members can utilize the financial advisors to create lucrative investment opportunities and profits. The Pillar One Advisors Program was created so investors that are unsure in how to grow their portfolios and protect against economic risk factors that are present within the market can rely on this advisor program to provide much-needed insight and perspective.


The Oxford Club was established in 1989 by Bill Bonner founder of The Agora Companies a billion dollar company. The Oxford Club was established to provide opportunities for wealthy individuals to share information through meeting and socializing at various gatherings to provide insight and knowledge that is not available within the mainstream publication networks. The Oxford Club currently has more than 100,000 members from around the globe that built their wealth through various ways including entrepreneurship, business, and inheritance opportunities. The ultimate goal of the organization is to help its members to grow their wealth and live a lifestyle of luxury that only the truly rich individuals can actually live. Also, while enjoying their wealth, it provides members with resources to continue the expansion and growth of their individual portfolios and provide opportunities for them to eliminate risk potential and provide the surety of long-term growth on their assets.


The Oxford Club has Julia Guth as its Chief Executive Officer and has a talented staff of publishers, researchers, editors, sales and marketing, operations, and customer service professionals that provide a high level of results for its members through intellectually astute resources and publications that are very well done. The Oxford Club specializes in asset categories including private equity, stocks, bonds, real estate, precious metals, cryptocurrencies, options and various other asset vehicles within the investment industry. With the Pillar One Advisors Program, The Oxford Club provides members with the opportunity to expand their portfolio and eliminate risk with the financial advisors’ information and guidance provided by their membership.

Praise and Worship

The Mighty Fortress Church is a Place of Powerful Worship

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Dr. Thomas R. Williams prayed to become the man that he is today-a man of God. He ministers to all who will listen and brings the Word of God to the ears of all who are willing to hear. He believes that we need to be receptive and to believe in order to gain the blessings that the Lord has to offer. He also believes in the very importance of living the way that we need to live so that we can live a life closer to God by attending services and surrounding ourselves with others in worship. Learn more about Mighty Fortress Church at

Dr. Williams is not an entertainer but is a messenger of God and will speak the Word of God to his ministry. As long as you are listening you will find the way out and the change that you want to happen in your life. You just need to recognize that He is waiting for your prayer and your worship and your compliance otherwise God cannot help you. You have to mix the Word of God with Faith and put your shoulder to the wheel. If you are willing to do that, then there will be nothing to stop you and nothing will be able to stand in your way.



He does not want his ministry to be limited in any way and wished to see it grow and expand to the world. He wants to have a building worthy of its worshipers and to give the best to the Lord. Those who come to worship at The Mighty Fortress Church will find inspiration, and a feeling of peace and harmony as believers gather together in prayer, song, and worship. Dr. Williams has a testimony of the miracles of God, and he knows that if we are receptive, we will be blessed. He is eager to fulfill his mission and to grow the church. He wants all to join in worship so that they can see the miracles and breakthroughs that can happen in a gathering of faithful believers. Visit Yelp to write a review about Mighty Fortress Church.

Business Leaders

Todd Lubar: An Active Businessman and Philanthropist

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TDL Global Ventures LLC is one of the most competitive companies in the field of real estate, finances, and investment. The company experienced fast growth in the last few years, and they owe their success to their president, Todd Lubar. He is a popular businessman in the industry because of how he manages his company. He is the president of the TDL Global Ventures LLC, and he is also serving as Legendary Investments’ senior vice president. His role with these companies highlights his ability to become an effective leader, and because of his skills and expertise in doing business, he knew that the companies he led would keep on becoming successful. For more details visit Ideamensch.



He is currently based in Potomac, Maryland, and he is actively participating in a lot of philanthropic works that are dedicated to the local population. Todd Lubar is one of the most charitable people in the city, and he has contributed a lot to the people living in Potomac. He knew that helping these people would change their lives, and he also wanted to become a part of their transformation. He would also provide scholarship programs to children who wanted to go to school, and he is raising them to become responsible members of the society. By inspiring the people, he knew that he would be able to change the society as a whole. Check out




Starting a career in the financial sector, he stated that he is now more comfortable working with the real estate sector. Todd Lubar, who is a graduate of Syracuse University, had previous working experience in the banking sector. He is active with the departments who are processing mortgage and construction banking. However, he decided to move out of the industry and set up his own business which would lead to him being recognized as one of the top mortgage originators in the country. Today, he is using his business to help the people who would want to buy their properties. Todd Lubar keeps on excelling in the field of business, and he believes that he can do better and place his company in a higher position. He is now working to make his company a global player.


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Business/Businessman/Doctors/Surgeons/Entrepreneur/CEO/Medicine/Investment/Cosmetics Industry

Dr. Mark Mckenna, Medical Aesthetics & Elective Healthcare

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In the world of medical aesthetics, the patient can determine his or her physical destiny. This means that the patient can seek medical services that benefits his/her life on the surface. Confidence is king, especially in today’s world. With so much technological advancements in place, people are now changing their lives for the better. Dr. Mark McKenna stands at the forefront of this precise movement, and he has operated two of the Southeast’s most efficient medical-aesthetics practices. ShapeMed, a nonsurgical aesthetics clinic, provided the latest and greatest in skincare, in laser treatments, in weigh-loss solutions and in injectables. Of course, it was a hit as it reached the revered “Black Diamond” status.

On the other hand, Dr. Mark McKenna moved on to ShapeMed 2.0 in a sense. This new medical-aesthetics practice is known as OVME, and it is basically bringing the same services to your home. In addition to those services, OVME provides minimal-invasive procedures, which can also be brought to your home. For those who want to come in and receive the total experience, OVME has a state-of-the art center in Atlanta’s affluent Buckhead neighborhood. Everything can be found here from private consultant rooms to luxury treatment rooms. OVME, pronounced as “of me,” will give you the best out-of-body experience. Dr. Mark McKenna is definitely a revolutionary to some degree. This happily married man and loving father practices what he preaches. Dr. Mark McKenna actually lives a healthy lifestyle and since he’s a medical doctor, he can assist those who are interested in doing the same things.

The Tulane University graduate also gives back in his free-time. Many people see him as being a philanthropist. All in all, Dr. Mark McKenna is the real deal when it comes to this exclusive field of work, and he will continue to bring newer ideas in the years to come.

Done With Pain

Do Away With Back Pain With Heal-N-Soothe

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When a back pain attacks, the discomfort is so unbearable and calls for urgent relief. However, possibilities of making the matters worse when trying out different medications are very high. Heal-N-Sooth can be the exact remedy you need in such instances since it relieves the pain naturally.

Heal-N-Soothe is carefully prepared using herbs, fruits, and trees extracts which are blended together and naturally silences pain and inflammation. These natural ingredients work perfectly well while releasing their healing properties without causing any side effects to the user. In addition, Heal-N-Soothe also contains some nutritional supply required by the body in the restoration of the damaged soft tissues.

PurposefulProduct Creation.

Heal N Soothe is a product of Living Well Nutraceuticals which has been developed out of the desire to help people relieve pain naturally without having to face the terrible side effects of some pain relievers. The all-natural formula used to make this product enables easy incorporation of favorable ingredients like ginger and turmeric. This formula allows Boswellia and rutin extracts to be combined with other elements for a blend of systemic enzymes and combat back pain minus the adverse side effects.

This formula is very effective due to its ability to combine the most powerful and natural anti-inflammatory ingredients giving rise to the strongest pain reliever available. It is through the deep research that was done by the company for seven years, that has enabled them to identify and select these top ingredients that are used to make an original proprietary blend which is the company’s secret.

What Are the Ingredients Used?

While many companies are not willing to give sufficient information to the customers about their products, Living Well Nutraceuticals thinks differently about this matter. They believe that the more informed the customers are about the used ingredients, the bigger the possibility of making better decisions.

Heal-N-Soothe has always ensured that their customers have all the nutritional information ranging from the content to the formula. Ginger, turmeric and all the other natural plant’s ingredients used, contain beneficial systemic proteolytic enzymes, which are very important in fighting inflammation. These natural enzymes also improve the immune, respiratory, and cardiovascular system as well as cleansing the blood.

The major ingredients used in Heal-N-Soothe are; turmeric extract, ginger, Boswellia extract, papain, rutin, devil’s claw, Bromelain, and Mojave Yucca root, all which contain unique but essential enzymes.

Heal-N-Soothe is available at losing the back pain website, where you can make your order through the different options available. The product goes for $59 for a one-time delivery and $49 for a monthly delivery.


Jeff Herman – Seeking Justice in All 50 States and Puerto Rico

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Jeff Herman has a unique law practice. His firm, Herman Law, found in Boca Raton more than 25 years ago has a team of compassionate attorneys who are staunch advocates for survivors of rape, sexual abuse, and sexual exploitation. Passionate about advocacy for victims of sexual abuse, Herman Law represents clients throughout the United States and in Puerto Rico. Because state statutes vary in each jurisdiction, Jeff liaises with attorneys in various jurisdictions to provide the best possible defense for clients.

Jeff stays abreast of federal and state statutes, statutes of limitation in various jurisdictions, and damage caps, which vary from state to state. This enables Jeff and his team to represent clients in different jurisdictions. A new bill introduced in New York State has caught the eye of Jeff Herman and his team.

Known as the Child Victims Act, State Senator Brad Hoylman, a Democrat, introduced the bill that will significantly extend the statute of limitations for survivors to bring civil or criminal charges against a sexual predator. This bill has turned into a partisan issue, challenged by Republicans. Senator John Flanagan, a Republican is the most vocal opponent of the bill. He and other Republicans believe extending the statute of limitations would overwhelm the court with lawsuits.

Assisting Senator Hoylman in raising awareness about the bill and its significance is a grassroots coalition called “New Yorkers Against Hidden Predators.” They, have been fighting to ensure the substance of the bill and its importance is shared with all New Yorkers. The coalition just received a big boost. Actor Corey Feldman and U.S. Volleyball Teammate, Sarah Powers-Barnhard have joined the coalition, which has given the issue national prominence. In explaining why he joined the effort, Corey Feldman stated, “I am blessed to be here. I hope my presence will bring new opportunities. When it comes to childhood abuse, there is no way to get that light back.”

Getting the light back into the eyes of survivors and helping survivors get their lives back on track is the mission of Jeff Herman and Herman Law. KidSafe Foundation, a group that provides preventive education to families, recognized Jeff Herman as Child Advocate of the Year.