Walking over to this new phase of one’s life is never easy, which is why it takes a lot of understanding of what to expect and what is likely to come. Transitioning to a state where one is free to do as they like, and also can engage in the activities that they have always dreamed of, may be something that is overwhelming. Retirement is a beautiful phase in life where one can sit back, relax, and bear the fruits of the labor that they have put in for so many years.
When thinking about retirement, one of the first thoughts that generally tends to run through people’s heads is whether or not they would be able to afford the life that they want to lead. During retirement, the amount that one earns from their livelihood is severely reduced or, sometimes, even completely stopped. This sometimes can have a harsh effect on the person if they haven’t saved enough, or if they haven’t budgeted properly for their retirement.
Proper financial planning and budgeting is a must for anyone who plans to retire but often people who are in this position start this process far too late. Retirement planning should begin from the early moments of one’s career so that they can lead a more comfortable life once they do stop working.
Seeking Professional Help from HCR Wealth Advisors
HCR Wealth Advisors is a registered investment advisory firm that knows what happens when someone goes through the essential stages of their lives and the financial situation that comes along with those situations. The firm has helped hundreds of people plan for a better retirement so that they can live the life that they have always wanted, and so that they can be carefree once they step into a new phase of their lives.
At HCR Wealth Advisors, clients are put in touch with an advisor who is well experienced with what they do, and someone who can guide them towards this path of better financial stability. The advisors at the firm always work towards what is best for their clients and formulate personalized plans of action that can take care of all of their basic needs. Connect with Russell on LinkedIn.
The full details: https://www.indeed.com/cmp/HCR-Wealth-Advisors
HCR Wealth Advisors is not affiliated with this website.
OSI Food Solutions is the leading private group supplying food to the foodservice industry. The foodservice industry is hyper-competitive, which in turn, makes being the company that supplies them with the product a hyper-competitive industry in turn. One of the main issues facing those who supply those in foodservice is the product. Consumers demand a consistent supply of new and shiny products to consume. Fast food companies have to change their product lines at least once a month in order to meet a growing consumer base of demanding, hungry customers who are always seeking out the latest and greatest.
OSI Food Solutions has become a master at meeting these expectations. OSI makes all of their lines of products customer-fitted for food service customers. OSIs R&D team stays on top of current market trends and uses the latest-and-greatest flavors and taste profiles to recommend and create compelling products. On top of the R&D teams lies the OSI Culinary team which is capable of crafting just about any product a provider of food could want.
Chicken is one of OSIs specialties. Whether it is breaded nuggets or chicken meatballs the company can craft just about any chicken-related product for consumers. To meet the growing demand for chicken, OSI has been pouring resources to increase its factories capabilities. A great example of this is in OSIs Toledo, Spain, factory. OSI recently doubled its chicken output to an overwhelming 24,000 tons —tons— of chicken each year.
Another way that OSI Food Solutions has been keeping up with recent trends and growing its portfolio is via acquisition. Recently, OSI acquired both Baho Foods and Flagship Europe which both served as key acquisitions to increase their brand loyalty, worldwide recognizability, and most of all their portfolio. These two acquisitions gave them access to deli meats, convenience snacks, frozen poultry, pies, sandwich fillings, and sauces. These are all products that will help fill any gaps in OSI Food Solutions product line.
OSI Food Solutions is creating a powerful array of products to use in order to serve its customers better. OSI is showing the world how to create a powerful brand in a competitive industry. The world wants meat, food, bread, sauces, and for all of those products OSI is there. It continues to create diverse and delicious products for customers to enjoy.
Contact OSI Food Solutions: www.kununu.com/de/osi-food-solutions-germany-osi-group-inc
Hussain Sajwani is a billionaire property developer, founder, and chairman of the real estate company DAMAC properties. Sajwani got his entrepreneur spirit from his father who was also an entrepreneur. His father started a business selling watches, pens, shirts, and Chinese imported goods. Growing up, Hussain watched his father and copied his work ethic. His hard work paid off and he became one of the first students to receive a government scholarship which allowed him to obtain his bachelor’s degree in Economics and Engineering from the University of Washington.
After graduating from college in 1981, Sajwani began his career in the Abu Dhabi Gas Industries. After only two years with them, Hussain started his own catering venture and had big name clients including the U.S. military and Bechtel. This venture is still in business and is called Global Logistics Services.
In the beginning of 2002, one of the largest property development companies in the Middle East was founded by Sajwani himself. He called it DAMAC Properties; since its beginning they have developed over 19,000 apartment buildings among hundreds of other developments. DAMAC was publicly listed in 2015 and now has shares traded on the Dubai Financial Market.
DAMAC made a large leap from being a world-renowned luxury real-estate company, into the luxury real estate developers elite world. This success was brought on by Hussain’s close association with the Trump Organization, which has afforded him the opportunity to work on the Trump branded golf courses, along with many other ventures that has kept his relationship with President Donald Trump a close one. More details can be read on Sajwani’s website.
Some of DAMAC’s most well-known developments has included a golf course designed by Tiger Woods and managed by The Trump Organization, luxury apartments with interiors decorated by Versace and Fendi. He has developed villas styled by Bugatti and hotels and resorts that are partnered with Paramount Pictures.
Because Hussain Sajwani learned the value of hard work, and the art of being an entrepreneur from a young age, he has gone on to be incredibly successful and work with some of the most elite businessmen in the world.
Hussain Sajwani’s Official YouTube account: https://www.youtube.com/HussainSajwaniOfficial
Sheldon Lavin, CEO of OSI Food Group could be considered one of the most successful CEO’s of his time. As one of the largest food providers in the world, OSI Group employs more than 20,000 people within more than 60 facilities. Although the company is considered monster size now, it certainly wasn’t always this way. The company has continued to grow with the leadership of Sheldon Lavin, and others along with him that have embraced modern change and growth along the way. How did this successful company evolve from the beginning?
As the story goes, OSI Group has immigrant roots. This dates back to the days when at the turn of the 20th century, there was a growing presence of German immigrants within Chicago Illinois. This city was the center of industry, and it would become a turning point for immigrants that brought their own opportunities. Otto Kolschowsky along with his sons, ran the company until the sons reached retirement age. It was at this time that the sons approached Sheldon Lavin about running the company, the legacy they were so proud of. Asked to join as a partner, rather than just a leadership on the board, he did so.
Because Sheldon Lavin was not a stranger, and was approaching the opportunity as a consultant with an opportunity to invest, he was eager to be a part of the bigger plan for OSI Group in 1970. It was then that OSI began to grow and focus on increased production with their company. It would be in 1977 that OSI opened it’s very first facility just outside of Chicago and later in Utah. The growth was exciting, and it encouraged other companies to follow the same pattern. OSI competing closely with McDonald’s, the companies were looking for new ways to grow and enter new markets around the country. McDonald’s and OSI Group ended up discussing a joint venture, and soon it was known that the companies would work together for further growth around the globe.
The growth in international markets was inspiring, and it was the business acumen of Sheldon Lavin that prompted the company putting him into position as the Chairman and then CEO of OSI Group in the early 80’s. The strong relationship with McDonald’s that OSI built no doubt fostered a sense of leadership within OSI Group and within their marketplace. This is why today Lavin continues to focus on new opportunities and growth for the company.
To know more visit @: www.crunchbase.com/person/sheldon-lavin
Highland Capital Management, L.P., is an investment company based in Dallas, Texas. Between the parent company and its subsidiaries they manage about $17.7 billion in assets. This company was founded in 1993 by Mark Okada and James Dondero and they have built this company into one of the leading alternative credit managers in the world. Read more about Highland Capital at prnewswire.com.
For several decades Latin America has been a place with many financial issues. High inflation has often been a problem for countries in this region of the world as well as fiscal imprudence and currencies that haven’t been stable. A number of countries in Latin America, particularly Brazil, have had numerous corruption scandals erupt. However, the team at Highland Capital Management have identified Argentina as a country that is now a good investment opportunity, separating it from the rest of Latin America in this regard.
For almost 50 years Argentina was run with populist policies in place. They subsidized various industries to keep markets artificially low, like other countries in Latin America do. However, this all changed when they elected a new president in Argentina in December 2015, Mauricio Macri. He is a center-right politician who has reversed many of populist policies. His new policies are designed to be market-oriented which has unleashed the economy.
In order to reverse the fortunes of Argentina Mauricio Macri knew that he needed global companies to invest in his country. Access to foreign capital was critical to jump-starting the economy and achieving growth. Highland Capital Management was one of the firms that took a big interest in Argentina early in Mauricio Macri’s presidency. They are buying Argentina’s intermediate-term bonds which provide the best mix of yield and duration. The bonds they are buying range from 5 to 15 years and the accompanying yields are from 6.5% to 7%.
Highland Capital Management also held quite a bit of Argentina’s defaulted debt. However, this worked out well for this company. Mauricio Macri worked out a deal with the owners of this debt just after he was elected. Resolving this issue was what allowed Argentina to once again be part of the international markets. Visit highlandcap.com to know more.
For Barbara Stokes, the point of helping other people is giving them the chance to continue operating in different areas. She knew there were things that would continue helping her and continue showing her all the right options that come with doing things differently. It’s her goal of helping that allowed her to continue running the company the right way. As the CEO of Green Structure Homes, she knows what she can do and how it makes sense to keep helping in different areas. It’s also important for her to continue making things better for everyone who needs them. She always wanted to make things easier and wanted people to see what they could do in different situations because of the homes she works to build. Her main goal is helping people who involved in major disasters by making sure they have high-quality and permanent structures to live in. For Barbara Stokes, the point of everything she does gives her the chance to make more out of the situations she’s in. Read more about Barbara Stokes at WDRB.com.
Green Structure Homes keeps getting better because Barbara Stokes knows how to run the company. She doesn’t worry about the issues that often come with being successful in other areas. She also does a lot of work that makes the company better able to make things easier on everyone who has been in disasters. Barbara Stokes likes her company because it makes a difference. Since she likes the company so much, she does what she can to keep giving people positive experiences with Green Structure Homes.
After Barbara Stokes started working on her own, she knew there were things that would make everything better for her. They also made it easier for her to continue offering positive experiences for everyone who needed them. Thanks to the hard work she put into the business and everything she did with the business, Barbara Stokes knew just what to do to continue helping people. The whole point of making the industry better is giving other people the chance to keep doing things the right way for the homes she tries to work on. Learn more about Barbara Stokes at Crunchbase.
Equities First Holdings is an organization which started in the year 2002 in Indianapolis, United State of America. The company was started by Christy Jr. who used to work in the finance company for several years where he acquired the knowledge to run his own finance company. The aim of him starting the company was to serve as an alternative source of finance to organizations and investors.The company has been offering short-term loans to bellowers where they pay back with low-interest rates. The fact that their credit comes with low-interest rate has been a significant advantage to the company as many people come to their offices for their services.
In Australia, the company has opened their central office in Sydney where most of their main activities take place. They also run two other satellite offices in Melbourne and Perth. The company announced an agreement to work together with Environmental Clean Technologies where Equities First Holdings will be providing funds for the most projects in India.Other than having offices in Australia the company has also opened additional offices in China, United Kingdom, Thailand and more. The companies’ staffs are also on the frontline in offering investments advice to their clients.
HCR Wealth Advisors helps investors navigate the world of investing and finance. HCR encourages parents to teach their children to do the same.
Money management is a critically important skill. The professionals at HCR Wealth Advisors are committed to educating their clients on how to achieve financial security. Below, the firm offers some tips to help parents educate the investors of the future.
Give your child compensation for helping around the house. This is also a chance to teach them about working overtime to earn extra money by doing extra chores. Don’t “give” them an allowance, make them earn it.
Demonstrate the value of budgeting. On the left side of a piece of paper have your son or daughter write the heading “Income“. Have the child list the amount of their allowance under the heading. The right-side heading will be “Expenses”. Besides introducing a youngster to budgeting having a visual aid will help them see what purchases they can make right away and which purchases will have to wait.
According to their facebook post, childhood is a good time to be introduced to the world of banking. Open a bank account for your child but take them with you so they can witness the process. Once open, encourage the young account holder to make regular deposits. Make the use of debit cards part of their banking education. Emphasize the security and peace-of-mind that results from having money in the bank.
Explain that investing can be a way to increase wealth. Buy your child a single share of stock but help them research the company first. Show them how to track the stock and understand why the value fluctuates. You can achieve the same goal with play money and imaginary stock purchases.
Having been in the business for 30 years, HCR Wealth Advisors offers investment advice and financial planning to its clients. The firm helps to guide its clients through life’s many transitions, such as parenthood, marriage, divorce, and retirement. Besides financial services and wealth management, HCR Wealth Advisors also offers business consultation services. The firm customizes financial plans for each client based on their financial situation and their goals.
Know the top holdings of HCR Wealth Advisors: https://www.holdingschannel.com/13f/hcr-wealth-advisors-top-holdings/
HCR Wealth Advisors is not affiliated with this website.
The CEO for both the American Institute of Architects CEO as well as EVP Mr. Robert Ivy is soon going to be honored by the Mississippi Institute of Arts and Letters an Award for the Noel Polk Lifetime Achievement. The award is given to active artists and art patrons in Mississippi. However, Mr. Ivy becomes the first ever architect to receive this award. Honorees who have previously received the award are the film star Morgan Freeman in 2007, writers Shebly Foote in 2004 and Eudora Welty 2001, singer Leontyne Price in 2000, and the now deceased artist in 1989.
Carl Elefante, the AIA President praised Mr. Robert Ivy for being selected. He expressed that as the AIA’s CEO from 2011 an author, editor and an architect he is a worthy ambassador for architects’ fraternity. The award will crown his personal and professional accomplishments for Mr. Robert Ivy as a Mississippi native. He added that on behalf of the company, he congratulates Mr. Ivy on his exceptional honor.
Ivy has in the past been previously been honored by the national architecture fraternity Alpha Rho Chi, Master Architect Award. This saw him join the levels of Mies van der Rohe, I.M. Pei, as well as Richard Buckminster Fuller’s. He also has a Dean’s Medal awarded to him in 2017 by the University Of Arkansas Fay Jones School Of Architecture.
Follow Robert Ivy on LinkedIn
He will be officially receiving his Noel Polka Lifetime Achievement Award alongside Pearl River Glass Studio’s stained-glass designer Mr. Andrew Cary Young. They will both receive their awards at the Mississippi Institute of Arts Letters in 2nd June.
He went to Tulane University and graduated with a Masters of Architecture. He did not stop there as he proceeded to Sewanee where he received his Bachelor of Arts in English. In the year 1996, Ivy joined the Architectural Record to become the Editor in Chief here. This architectural journal became the world’s most read journal thanks to Mr. Ivy’s exceptional professionalism and hard work.
He has also been the Editorial Director and Vice-president of the McGraw-Hill Construction Media. This company has several media including Architectural Record, Sweets, the GreenSource, SNAP, the HQ Magazine and the Constructor. When Frank Gehry was being nominated for the National Dwight D. Eisenhower Memorial, Mr. Robert Ivy was among the jurors. In 1981 to 1996 Mr. Ivy served as one of the principles for Dean & Ivy. Consequently, he has been a critic for various national architectural publications.
Check more about Robert Ivy: http://www.zdnet.com/article/qa-robert-ivy-ceo-the-american-institute-of-architects/
Jim Toner is a entrepreneur who has built several multi million dollar businesses, start up companies, and organizations to help other people gain wealth and find for themselves true financial freedom. Jim Toner is helping people remove the implanted mindset of working the typical 9 to 5 job where you spend majority of your time living somewhere other than home. Manifesting the dreams of other people. His goal is to change attitudes and give a new focus on accumulating not just wealth, but time to spent with friends and family so that you can have a more fulfilled life.
Often times when we look back on life we remember in school being taught to make good grades, to go to a good college, and then get a good job. From this good job as long as you work hard and give it your all you will be promoted and make much more money then you could ever imagine. This is a myth debunked by Jim Toner. It sounds good in theory, but in actuality this unhealthy mindset puts people in a hamster wheel of life where time just seems to go by day after day without ever having really accomplished anything or made real connections with family or friends. The different ways that Jim Toner has accumulated his wealth and shares it with his clientele is to invest their money in real estate properties.
He has written books on how real estate has given different people the financial freedom that they have always wanted. With real estate a person is able to acquire a property and rent that property out for more than it is worth monthly. Renting out this property well allow that individual to make money every month without having to do anything. The value in attending one of Jim Toners real estate classes is seen and how some of his students have spent 2 to 15000 dollars to travel across the world to attend them.
As mentioned on his facebook account, something that Jim also loves to partake in is being a philanthropist. With his acquired wealth not only does he have time for the important things in life, but Jim gives back to his community and gives internationally, donating funds to make our world a much better place.
Jim Toner spends a good portion of his time now as a radio host, a speaker, and working as a consultant. He wants to share as much of his wealth via education and knowledge so that other people can achieve the success that he has seen himself. Currently Jim Toner works with a Private Client Group where he extends services and consultation to individuals needing help with real estate ventures and business issues. Over all Jim Toner has helped and will continue to help people trying to live out their business dreams.
List of book by Jim Toner: https://www.thriftbooks.com/a/jim-toner/478220/